Terms and Conditions – Abhieo

Effective Date: 13/10/2021
Last Updated: 01/01/2024

Please read these Terms and Conditions (“Terms”) carefully before registering, browsing, downloading, or using the website www.abhieo.in (“Site”) or any services offered by Abhieo Fintech Private Limited (“Abhieo”, “we”, “us”, or “our”). By accessing or using the Site and our services, you agree to be bound by these Terms, including any future modifications. If you do not agree, you must refrain from using the Site and terminate your use of the services immediately.

1. Legal Agreement

These Terms constitute a binding legal agreement between you (“User”, “you”, or “your”), an individual of at least 18 years of age, and Abhieo regarding your use of our prepaid mobile/DTH recharge services (“Services”) available on the Site.

2. Modifications to Terms

Abhieo reserves the right to revise, update, or delete portions of these Terms at any time without prior notice. It is your responsibility to review the Terms periodically. Continued use of the Site and Services constitutes your acceptance of any changes.

3. Eligibility

You must be at least 18 years old to register and use the Services. By registering, you confirm that you have the legal capacity to enter into this agreement. Abhieo may terminate your account without notice if you are found to be underage or in violation of these Terms.

4. Account Registration and Security

You agree to:

* Provide accurate, current, and complete information during registration and payment.
* Maintain and promptly update your account information.
* Notify Abhieo immediately of any unauthorized access or security breach.
* Indemnify Abhieo against any misuse of your account due to your failure to maintain security.

5. Prohibited Conduct

You agree not to:

* Impersonate others or misrepresent your identity.
* Access accounts or data without authorization.
* Use fraudulent payment methods.
* Infringe intellectual property or privacy rights.
* Post defamatory or offensive content.
* Reverse engineer or tamper with the Site or Services.
* Overload our infrastructure or disrupt network operations.
* Collect personal data of other users.
* Violate any applicable laws or Abhieo policies.

6. Third-Party Links and Services

The Site may contain links to third-party websites (“Reference Sites”) for user convenience. Abhieo does not endorse or control these sites and is not responsible for their content, products, or services. Your interactions with third-party entities are solely between you and them.

7. Termination of Access

Abhieo may suspend or terminate your account or access to the Services without notice. Any suspected fraudulent or illegal activity may be referred to law enforcement. Upon termination, you must immediately cease using the Services.

8. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Abhieo and its affiliates shall not be liable for any special, indirect, incidental, consequential, punitive, or exemplary damages. Total liability shall not exceed ₹1,000 or the amount paid by you for the specific service, whichever is lower.

10. Indemnification

You agree to indemnify and hold harmless Abhieo and its affiliates from any claims, damages, liabilities, costs, and expenses arising from your use or misuse of the Site or Services, violation of these Terms, or breach of representations or warranties.

11. Disclaimer of Warranties

Abhieo disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. The Site and Services are provided "as is", "as available", and "with all faults". You use the Site and Services at your own risk.

12. Ownership and Proprietary Rights

The Site and Services are owned by Abhieo and/or its licensors. All content is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works without consent. Feedback and suggestions submitted to Abhieo become its sole property.

13. Arbitration

Any dispute shall be resolved by binding arbitration under the Indian Arbitration and Conciliation Act, 1996. Arbitration shall be conducted individually, in English, and in the district where Abhieo is located. Costs shall be shared equally.

14. Governing Law and Jurisdiction

These Terms shall be governed by the laws of India. Disputes shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.

15. Severability

If any provision is found to be unlawful or unenforceable, it shall be limited or removed, and the remaining provisions shall remain in full force and effect.

16. Assignment

You may not assign your rights under these Terms without Abhieo’s consent. Abhieo may assign its rights and obligations without restriction.

17. Refund Policy for B2B2C Customers

All purchases of prepaid balances by B2B2C customers are final. No refunds will be issued once the balance is credited.

18. Changes to Terms and Conditions

Abhieo may modify these Terms at any time. Changes will be posted on the Site and become effective 24 hours after posting. Continued use constitutes acceptance of the revised Terms.